Mortgage Blog
Spring 2026 Home Buying Canada, Listings vs Affordability
February 24, 2026 | Posted by: Sarabjit Dhuna
Spring 2026 Home Buying in Canada, Why More Listings Still Do Not Automatically Mean Affordable Payments If you are shopping for a home this spring, you may be hearing a confusing message, there ar ...
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Canada's Rental Market Overview for 2025 and going into 2026
February 10, 2026 | Posted by: Sarabjit Dhuna
Canada's rental market finally showed signs of breathing room in 2025. After several years of ultra-tight conditions, CMHC reports that vacancy rates rose across all major census metropolitan areas (C ...
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Jan 28-2026-Bank of Canada maintains policy rate at 2.25%
January 28, 2026 | Posted by: Sarabjit Dhuna
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The outlook for the global and Canadian economies is ...
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Insured Mortgage Rules and Affordability in 2026: A Practical Guide for Canadian Homebuyers
January 25, 2026 | Posted by: Sarabjit Dhuna
If you are trying to buy a home in Canada right now, you have probably felt the disconnect. Rates are lower than they were at the peak, but affordability still feels tight. Home prices in many ...
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Why Inflation Is Cooling but Homeownership Still Feels Expensive in Canada
January 13, 2026 | Posted by: Sarabjit Dhuna
If you have been watching the news, you have likely heard that inflation in Canada is coming down. That sounds like good news, especially for homeowners and buyers who have been under pressure from hi ...
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Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada
December 23, 2025 | Posted by: Sarabjit Dhuna
Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada Many Canadians were hopeful that easing inflation and early interest rate relief would make buying a home eas ...
read moreThe Dos and Don’ts When Working with a Mortgage Broker in Canada
December 18, 2025 | Posted by: Sarabjit Dhuna
Working with a mortgage broker in Canada can help you secure better rates, access more lenders, and avoid costly mistakes—but only if you know how to navigate the process correctly. Many homebuy ...
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All the Ways to Save on Your Mortgage in Canada
December 16, 2025 | Posted by: Sarabjit Dhuna
For most Canadians, a mortgage is the largest financial obligation they’ll ever take on. While interest rates and home prices matter, how you structure and manage your mortgage can save you tens ...
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Bank of Canada Rate Hold, What It Means for Variable Rates and 2026 Renewals
December 15, 2025 | Posted by: Sarabjit Dhuna
Bank of Canada Rate Hold, What It Means for Mortgages Bank of Canada Rate Hold, What It Means for Variable Rates and 2026 Renewals When the Bank of Canada announces a rate decision, it immediately gr ...
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How to Save Money on Your Mortgage: Smart Strategies for Homebuyers
December 11, 2025 | Posted by: Sarabjit Dhuna
Buying a home is one of the biggest financial decisions you’ll ever make—and so is choosing the mortgage that comes with it. The good news? With the right strategy, you can save th ...
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