Mortgage Blog
Category: Mortgage (11 posts)
Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada
December 23, 2025 | Posted by: Sarabjit Dhuna
Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada Many Canadians were hopeful that easing inflation and early interest rate relief would make buying a home eas ...
read moreThe Dos and Don’ts When Working with a Mortgage Broker in Canada
December 18, 2025 | Posted by: Sarabjit Dhuna
Working with a mortgage broker in Canada can help you secure better rates, access more lenders, and avoid costly mistakes—but only if you know how to navigate the process correctly. Many homebuy ...
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All the Ways to Save on Your Mortgage in Canada
December 16, 2025 | Posted by: Sarabjit Dhuna
For most Canadians, a mortgage is the largest financial obligation they’ll ever take on. While interest rates and home prices matter, how you structure and manage your mortgage can save you tens ...
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Bank of Canada Rate Hold, What It Means for Variable Rates and 2026 Renewals
December 15, 2025 | Posted by: Sarabjit Dhuna
Bank of Canada Rate Hold, What It Means for Mortgages Bank of Canada Rate Hold, What It Means for Variable Rates and 2026 Renewals When the Bank of Canada announces a rate decision, it immediately gr ...
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How to Save Money on Your Mortgage: Smart Strategies for Homebuyers
December 11, 2025 | Posted by: Sarabjit Dhuna
Buying a home is one of the biggest financial decisions you’ll ever make—and so is choosing the mortgage that comes with it. The good news? With the right strategy, you can save th ...
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Dec 10-2025 - Bank of Canada maintains policy rate at 2.25%
December 10, 2025 | Posted by: Sarabjit Dhuna
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Major economies around the world continue to show res ...
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Everything about Fixed Rate and Variable rate
December 9, 2025 | Posted by: Sarabjit Dhuna
Variable Rate vs. Fixed Rate Mortgages in Canada: Which Is Right for You? Choosing between a variable-rate and fixed-rate mortgage is one of the most important financial decisions Canadian homebuyers ...
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Everything You Need to Know About Debt Consolidation — and How Your Mortgage Can Help You Get Back on Track
December 4, 2025 | Posted by: Sarabjit Dhuna
Debt can sneak up on anyone. Between credit cards, lines of credit, car loans, and rising living costs, it’s easy for monthly payments to pile up and feel overwhelming. If you’re juggling ...
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Everything About Private Mortgages
December 2, 2025 | Posted by: Sarabjit Dhuna
Understanding Private Mortgages: A Smart Alternative for Today’s Homebuyers When most people think about getting a mortgage, they picture traditional lenders like banks and credit unions. But i ...
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Everything You Need to Know About Refinance in Canada
November 27, 2025 | Posted by: Sarabjit Dhuna
For Canadian homeowners, home equity is more than just a number on a statement—it's a powerful financial tool. One of the most common ways to tap into that equity is through a cash-out refinance ...
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Fall 2025 Canadian Mortgage Trends & Insights Report
November 21, 2025 | Posted by: Sarabjit Dhuna
Did You Know ? Did you know that despite encouraging signs of stabilization in the Canadian mortgage market this fall, the national household debt-to-income ratio remained at an eye-opening 181.8 % in ...
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